Raise Your Credit
My Credit Rise teaches you how to use a little known tool that shows you exactly how to raise your credit score to a score of your choosing. It is very simple and easy to use, yet not many know much about it. We are here to show you step by step how to use this tool to raise your score very fast.
Get a loan or credit card, the easy way.
My Credit Rise also offers a step by step course to show you how to get a loan or credit card. You may already be pre-approved and not know it! Many do not know about this method of securing a loan or credit card, often times applying and having companies perform hard credit inquiries, which negatively impact their credit score. With My Credit Rise, learn how to see which loans and credit cards you are highly likely to get or are pre-approved for.
What?
What is good credit?
According to the FICO credit scoring model, credit scores fall into five distinct categories:
- Poor credit: 300-579
- Fair credit: 580-669
- Good credit: 670-739
- Very good credit: 740-799
- Excellent credit: 800-850
Why?
Why do I need good credit?
Easier credit approval
If you have good credit, banks and lenders are more likely to approve your credit applications. This means when you apply for credit cards, loans or mortgages, you’ll be more likely to be accepted and may spend less time waiting to hear the results of your application.
Lower interest rates
In addition to having higher credit approval rates, people with good credit are often offered lower interest rates. Paying less interest on your debt can save you a lot of money over time, which is why building your credit score is one of the smartest financial moves you can make.
Better loan terms
People with good credit are often given better loan terms than people with poor credit. You might receive a higher credit limit on a credit card, for example, or you might be able to take advantage of a low fixed-rate mortgage.
More Housing Options
Some landlords of rental management companies consider a potential tenant's credit scores to determine whether they are financially trustworthy. The higher your credit scores, the more likely you are to be approved for a home or apartment rental. You could also save money on your security deposit if you have higher credit scores.
How?
How do I raise my credit?
Follow the steps in our courses to learn a method of knowing exactly how to achieve the credit score you want!
Bonus Vidoes
"My Credit Rise helped me so much!"
My Credit Rise helped me so much! I finally got my credit score high enough to get my new car. It took me 4 months to raise it to where I needed to be but was definitely worth it.
"Thanks to My Credit Rise, I secured a business loan."
Thanks to my credit rise, I secured a business loan. They taught me how to find out exactly how much I needed to pay to raise my score. After that I got my loan approval pretty easily.
"I finally got an apartment."
I have been having trouble qualifying for an apartment because of my low credit, but after My Credit Rise, I finally got an apartment. Highly recommend!!
